Securities with fixed rates of return over predetermined periods are considered low-risk investment products. For cautious investors who value steady income and capital रमी डाउनलोडिंगpreservation, these securities are excellent. On the other hand, mutual funds combine the capital of several investors & use it to buy a variety of stocks, bonds, and other securities. Investors who don't need to have a lot of market knowledge and are looking for professional management and diversification should consider this option.