In order to encourage current users to suggest the financial management app to others, Navi App has introduced a Refer and Earn program. With the help of individual recommendations, this project hopes to increase the user base. When program pking satta saveraarticipants successfully bring new users to the app, they will receive rewards. Present users of the Navi App are able to spread the word about their positive experiences via email, social media, and in-person contacts thanks to the Refer and Earn system. Navi App aims to capitalize on the reliability & credibility that come with word-of-mouth advertising by encouraging personal recommendations. The referral source and the new user are the intended beneficiaries of this program.